Privacy Policy

Last Updated: April 17, 2023

This privacypolicy (this "Privacy Policy") explains how Personal Information (assuch term is defined below) is collected, used, stored, and disclosed by AlchemySciences Inc.. ("Alchemy Sciences,""we," "us,"and "our"). This Privacy Policy applies to consumer users, landlords,property management companies (individually referred to as "you") ofour websites, applications, and other online services to which this PrivacyPolicy is posted (collectively, our "Services"). Alchemy Sciences isthe controller and is responsible for the Services and your PersonalInformation.


This PrivacyPolicy is part of our Terms of Use. By accessing or using our Services, youagree to this Privacy Policy and our Terms of Use. The provisions contained in thisPrivacy Policy supersede all previous notices and statements regarding ourprivacy practices with respect to our Services. If you do not agree to everyprovision of this Privacy Policy and our Terms of Use, you may not access oruse our Services.


The term“Personal Information” as used in this Privacy Policy shall mean (a) anyinformation that enables us to identify you, directly or indirectly, byreference to an identifier such as your name, identification number, locationdata, online identifier or one or more factors specific to you, or (b) whereapplicable, any "nonpublic personal information" as defined under theGramm-Leach-Bliley Act.


Application ofthis Privacy Policy


This PrivacyPolicy applies to your use of (regardless of means of access) our Services. Youmay access or use our Services through a desktop, laptop, mobile phone, tablet,or other consumer electronic device(each, a "Device").


Information WeCollect


Information YouProvide Us

In general, youcan visit Alchemy or visit our mobile application without tellingus who you are or revealing any information about yourself. When register for aAlchemy Sciences account, we will collect Personal Information from you, whichmay include your name, email address, mobile phone number, banking information,age, gender, location, address, date of birth, SSN, citizenship information,occupation status, driver’s license number, and income source.


By providingyour Personal Information to us, you expressly agree to our collection, use,storage, and disclosure of such information as described in this PrivacyPolicy.


We will alsoask you to create login information for your Alchemy Sciences account, such asa username and password. When you provide your mobile phone number, we may askfor your consent to receive text messages relating to our Services at thatnumber, in line with the applicable law. You may withdraw your consent bycontacting us as indicated below or by replying with "STOP" to anytext message we send you. Please note that if you withdraw your consent toreceive text messages from us, you may not be able to use some of our Services.Your mobile carrier's standard text message and data charges may apply to textmessages you receive from us, and you are responsible for any fees charged by yourmobile carrier if we contact you.


InformationAbout Your Transactions


We collectPersonal Information about your transactions with us and others, as well asother information associated with your transactions such as amount received,amount paid for products or services, account balance, merchant information,Device Information and Log Information.


InformationFrom Third Parties


We also collectPersonal Information about you from other companies. For instance, we mayreceive Personal Information about you from affiliates, consumer reportingagencies, product marketing companies, transaction data providers and otherthird parties (such as those that assist with fraud prevention and AMLcompliance).


InformationAutomatically Collected


We (or ourservice providers acting on our behalf) may collect information about your useof our Services. This information may include Personal Information as well asstatistical information that does not identify you ("Analytics").Some Analytics may be correlated with Personal Information. When Analytics are,directly or indirectly, associated or combined with Personal Information, suchAnalytics will be considered Personal Information for purposes of this PrivacyPolicy.


Informationthat we automatically collect in connection with your access or use of ourServices may include:

DeviceInformation: We may collect Device-specific information (such as hardwaremodel, operating system version, unique Device identifiers, and mobile networkInformation, including your mobile phone number). We may associate your Deviceidentifiers or mobile phone number with your Alchemy Sciences account.


LogInformation: We may record or log information from your Devices, theirsoftware, and your activity accessing or using our Services. This informationmay include:


The Device'sInternet Protocol ("IP") address

Identificationnumbers associated with your Devices

Device eventinformation, such as crashes, system activity, and hardware settings


Date and timestamps of transactions

Systemconfiguration information

Otherinteractions with our Services

[Information onYour Device: We may collect Personal Information contained on your Device (forinstance your geolocation data) where you give us explicit permission to do so.


InformationCollected Through Cookies and Similar Technologies

We use cookiesto personalize our Services for you and to collect and aggregate informationabout usage of our Services. The cookies assign random, unique numbers to yourDevices to enable our systems to recognize your Devices and to allow us to seehow you use our Services. Additional general information about cookies and howthey work is available at


What AreCookies?

Cookies aresmall files containing a string of characters that we may store on yourcomputer or mobile device when you access the Services. When you access theServices again, the cookies allow us to recognize your browser. Cookies maystore your preferences and other information but cannot read data off your harddisk or read cookie files created by other sites.


Cookies set bya website owner (in this case, Alchemy Sciences) arecalled “first partycookies.”- Cookies set by parties other than the websiteowner are called “thirdparty cookies”. Third party cookies enable us toprovide third party features orfunctionality through the Site (i.e.,advertising, social media functions andanalytics).


The Cookies WeUse

Cookies makethe use of our Services easier by, among other things, saving your preferences.We may also use cookies to deliver content tailored to your interests. Ourcookies may enable us to relate your use of the Services to PersonalInformation that you previously provided.


The informationthat we collect with cookies allows us tostatistically analyze usage of theServices, and to improve and customize ourcontent and other offerings. However,we only disclose information collectedwith cookies to third parties on anaggregated basis without the use of anyinformation that personally identifiesyou.


The specifictypes of first party and third-party cookiesplaced by our Services and thepurposes they perform are described in the tablebelow:


Types ofcookies

How to refuse

StrictlyNecessary Cookies

These arecookies that are required for the operation of ourServices. They include, forexample, cookies that enable you to log into secureareas of our websites ormake use of e-billing.


These cookiesare strictly necessary to deliver the Site andtherefore cannot be refused. Theycan be deleted or blocked using your browsersettings, however (see How toControl Cookies, below).


Performance andFunctionality Cookies

These are usedto recognize you when you return to ourServices. This enables us to personalizeour content for you and remember yourpreferences (for example, your choice oflanguage or region), but arenon-essential to the performance of our Services.


These cookiescan be deleted or blocked using your browsersettings (see How to ControlCookies, below).


Analytical orCustomization Cookies

These cookiescollect information about how users access andmove through our Services. We usethis information in either aggregate form tohelp us to improve the way ourServices work, or to personalize our Services toyour interests.


These cookiescan be deleted or blocked using your browser settings (see How to ControlCookies, below). Alternatively, please follow the links below to review thethird party’s privacy policy or to opt-out: Google UniversalAnalytics


Social MediaCookies

These cookiesallow us to integrate social media functionsinto our Services and may also beused for advertising purposes.


These cookiescan be deleted or blocked using your browsersettings (see How to ControlCookies, below). Alternatively, please follow thelinks below to opt-out:Facebook


How to ControlCookies

You canwithdraw consent on the cookies stored on you at anytime, although you may notbe able to use certain features of our Services. Youcan do this by clicking theappropriate opt-out provided in the cookie tableabove or by activating thesettings on your browser that allows you to refuseall or some cookies.


Please followthe links below to helpful information for themost popular browsers:


MicrosoftInternet Explorer:

Google Chrome:




Apple Safari:

In addition,you can exercise advertising cookie choices by visiting:,; or


Web Beacons

As well ascookies, we use other technologies to recognize and track your use of ourServices. A web beacon (also known as a “tracking pixel” or “clear GIF”) is aclear graphic image (typically a one-pixel tag)that is delivered through a webbrowser or HTML e-mail, typically in conjunction with a cookie.


Web beacons allowsus, for example, to monitor how users move from one page within our websites toanother, to track access to our communications, to understand whether usershave come to our websites from an online advertisement displayed on athird-party website, to measure how ads have been viewed and to improve siteperformance.



Please notethat third parties (including, for example, advertising networks and providersof external services like web traffic analysis services) use cookies, over whichwe have no control. These cookies are likely to be analytical/performancecookies or targeting cookies. These companies may use information about yourvisits to this and other websites in order to provide relevant advertisementsabout goods and service that you maybe interested in. They may also employtechnology that is used to measure the effectiveness of advertisements.


Changes to ourCookie Policy

Subject toapplicable law, we may revise this Cookie Policy at any time and in our solediscretion. When we revise this Cookie Policy, we will post the revised versionvia our Services and will update the date at the top of this Cookie Policy. Therevised Cookie Policy will be effective upon posting via our Services, unlessotherwise set forth therein or as otherwise required by applicable law.



Do Not Track("DNT") is an optional browser setting that allows you to expressyour preferences regarding tracking by advertisers and other third parties. Wedo not use technology that recognizes DNT signals from your web browser.


How We UseInformation

We will useyour Personal Information to operate our website and provide our Services,including:


to respond toyour questions, provide related customer services and to administer your AlchemySciences account;

to authenticateyour access to your Alchemy Sciences account;

to communicatewith you about your Alchemy Sciences account and the Services;


We may useAnalytics as described elsewhere in this Privacy Policy and for research andcommercial purposes, such as to improve our Services, performance andfunctionality. We may use Personal Information for the purposes describedelsewhere in this Privacy Policy and internally for our general commercialpurposes in line with our legitimate interests, including, among other things:


to detect andprevent fraud or other abuse of our Services;

to notify youof any changes to our Services;

to monitor andprotect the security of our information, systems and network; or

to ensure thatcontent is presented most effectively for you and your Device.

to enforce ourTerms of Use


We may usePersonal Information for the purposes described elsewhere in this PrivacyPolicy and where you have provided your consent if required under theapplicable law;

to offer orimprove our products and services;


We may use youremail address to respond to your inquiries and to provide you information aboutour Services. We will generally ask for your consent to receive promotionalemails in line with the applicable law when you first provide your PersonalInformation. You may elect not to receive promotional emails from us either by"unsubscribing" to an email you receive from us or by contacting usas indicated below. If you unsubscribe from receiving emails from us, we maystill send you non-promotional emails, such as emails about your AlchemySciences account or our ongoing business relations, unless you withdraw yourconsent to receive electronic communications as provided in our Terms of Use.


How We ShareInformation

We do not shareyour Personal Information with: (1) other financial companies for jointmarketing purposes or (2) any third parties so they can market to you.


We may shareyour Personal Information with (a) our affiliates for their everyday businesspurposes (e.g., information related to your transactions and experiences butnot your creditworthiness) and (b)unaffiliated third parties: (1) if yourequest or authorize it; (2) if the information is provided to help complete atransaction for you; (3) if the information is provided to: (a) comply withapplicable laws, rules, regulations, governmental and quasi-governmentalrequests, court orders, or subpoenas; (b) enforce our Terms of Use or other agreements;or (c) protect our rights, property, or safety or the rights, property, orsafety of our users or others (e.g., to a consumer reporting agency for fraudprotection, etc.); (4)if the disclosure is done as part of a purchase,transfer, or sale of services or assets (e.g., in the event that substantiallyall of our assets are acquired by another party, your Personal Information maybe one of the transferred assets); (5) if the information is provided to ourthird-party service providers to perform functions on our behalf (e.g.,analyzing data, providing marketing assistance, providing customer service,processing orders, etc.); (6)for our everyday business purposes; or (7) aspermitted by applicable law or otherwise described in this Privacy Policy. Whenyou are no longer our customer, we continue to share your information asdescribed in this Privacy Policy.


We transferyour Personal Information to trusted third parties who provide sufficientguarantees in respect of the technical and organizational security measuresgoverning the processing to be carried out and who can demonstrate a commitmentto compliance with those measures.


Our third-partyservice providers will only be permitted to use Personal Information for anintended purpose and in accordance with our instructions. We may discloseAnalytics with third parties as described elsewhere in this Privacy Policy andfor our commercial purposes. We currently share data with partner banks, dataprocessors, data providers, external secure cloud databases and cyber securityapplications.


We areheadquartered in the United States of America. Your Personal Information willbe accessed by us or transferred to us in the US and will be accessed by ourUS-based employees. If you visit our websites or use our Services from outsidethe US, be aware that your Personal Information will be transferred to, stored,and processed in the US where our servers are located, and our central databaseis operated. By visiting our websites or using our Services, you consent tothis transfer of your Personal Information.


Opt-Out Rights


If you do notwish to receive offers or other notices from us in the future, you can"opt out" by contacting us as indicated at the end of this PrivacyPolicy or by following the "unsubscribe" instructions in anycommunication you receive from us. Please be aware that you are not able to optout of receiving communications about your Alchemy Sciences account or relatedtransactions with us.


Accessing YourInformation

You must notifyus of any change in your Personal Information by updating your Alchemy Sciencesaccount profile through our Services. Any changes will affect only future usesof your Personal Information.


Subject toapplicable law, which might, from time to time, oblige us to store yourPersonal Information for a certain period of time, we will respect your wishesto correct inaccurate information. Otherwise, we will hold your PersonalInformation for as long as we believe it will help us achieve our objectives asdetailed in this Privacy Policy.


You can ask uswhether we are storing your Personal Information and you can ask to receive acopy of that Personal Information. Before sending you any Personal Information,we will ask you to provide proof of your identity. If you are not able toprovide proof of your identity, we reserve the right to refuse to send you anyPersonal Information. We will respond as quickly as we can to your requests fordetails of Personal Information we hold about you.


Information YouShare Socially


Our Servicesmay allow you to connect and share your actions, comments, content, andinformation publicly or with friends. We are not responsible for maintainingthe confidentiality of any information you share publicly or with friends.


Our Servicesmay also allow you to connect with us on, share on, and use third-partywebsites, applications, and services. Please be mindful of your personalprivacy needs and the privacy needs of others, as you choose whom to connectwith and what to share and make public. We cannot control the privacy orsecurity of information you choose to make public or share with others. We alsodo not control the privacy practices of third parties. Please contact thosesites and services directly if you want to learn about their privacy practices.




We have, andrequire our third-party service providers that receive Personal Informationfrom us to have, a comprehensive writteninformation security program thatcontains administrative, technical, andphysical safeguards for our respectivephysical facilities and in ourrespective computer systems, databases, andcommunications networks that arereasonably designed to protect informationcontained within such systems fromloss, misuse, or alteration. When your bankaccount information is transmitted via our Services, it will be protected byencryption technology, such as SecureSockets Layer (SSL).


No method ofelectronic transmission or storage is 100% secure. Therefore, we cannotguarantee absolute security of your Personal Information. You also play a rolein protecting your Personal Information. Please safeguard your username andpassword for your Alchemy Sciences account and do not share them with others.If we receive instructions using your Alchemy Sciences account logininformation, we will consider that you have authorized the instructions. Youagree to notify us immediately of any unauthorized use of your Alchemy Sciencesaccount or any other breach of security. We reserve the right, in our solediscretion, to refuse to provide our Services, terminate Alchemy Sciencesaccounts, and to remove or edit content.


ProtectingChildren's Privacy


Our Servicesare not directed, or intended to be attractive,to children under the age of 18.We do not knowingly collect PersonalInformation from children under the age of18. If you are under the age of 18,do not use our Services or submit any informationto us.


Links toThird-Party Websites


When you useour Services, you may be directed to otherwebsites that are beyond our control.We may also allow third-party websites orapplications to link to our Services.We are not responsible for the privacypractices of any third parties or thecontent of linked websites, but we doencourage you to read the applicableprivacy policies and terms and conditionsof such parties and websites. ThisPrivacy Policy only applies to our Services.


Changes to ourPrivacy Policy


Subject toapplicable law, we may revise this Privacy Policy at any time and in our solediscretion. When we revise this Privacy Policy, we will post the revisedversion via our Services and will update the date at the top of this PrivacyPolicy. The revised Privacy Policy will be effective upon posting via ourServices, unless otherwise set forth therein or as otherwise required byapplicable law. You are free to decide whether or not to accept a revisedversion of this Privacy Policy, but accepting this Privacy Policy, as revised,is required for you to continue accessing or using our Services. If you do notagree to the terms of this Privacy Policy or any revised version of thisPrivacy Policy, your sole recourse is to terminate your access and use of ourServices. Except as otherwise expressly stated by us, your access and use ofour Services is subject to the version of this Privacy Policy in effect at thetime of access or use.


Contacting Us


If you have anyquestions regarding this Privacy Policy, or if you wish to ask us todelete, correct, or show you your Personal Information as provided above,please contact us at