Last Updated: April 17, 2023
This PrivacyPolicy applies to your use of (regardless of means of access) our Services. Youmay access or use our Services through a desktop, laptop, mobile phone, tablet,or other consumer electronic device(each, a "Device").
Information YouProvide Us
In general, youcan visit Alchemy Sciences.com or visit our mobile application without tellingus who you are or revealing any information about yourself. When register for aAlchemy Sciences account, we will collect Personal Information from you, whichmay include your name, email address, mobile phone number, banking information,age, gender, location, address, date of birth, SSN, citizenship information,occupation status, driver’s license number, and income source.
By providingyour Personal Information to us, you expressly agree to our collection, use,storage, and disclosure of such information as described in this PrivacyPolicy.
We will alsoask you to create login information for your Alchemy Sciences account, such asa username and password. When you provide your mobile phone number, we may askfor your consent to receive text messages relating to our Services at thatnumber, in line with the applicable law. You may withdraw your consent bycontacting us as indicated below or by replying with "STOP" to anytext message we send you. Please note that if you withdraw your consent toreceive text messages from us, you may not be able to use some of our Services.Your mobile carrier's standard text message and data charges may apply to textmessages you receive from us, and you are responsible for any fees charged by yourmobile carrier if we contact you.
InformationAbout Your Transactions
We collectPersonal Information about your transactions with us and others, as well asother information associated with your transactions such as amount received,amount paid for products or services, account balance, merchant information,Device Information and Log Information.
InformationFrom Third Parties
We also collectPersonal Information about you from other companies. For instance, we mayreceive Personal Information about you from affiliates, consumer reportingagencies, product marketing companies, transaction data providers and otherthird parties (such as those that assist with fraud prevention and AMLcompliance).
We (or ourservice providers acting on our behalf) may collect information about your useof our Services. This information may include Personal Information as well asstatistical information that does not identify you ("Analytics").Some Analytics may be correlated with Personal Information. When Analytics are,directly or indirectly, associated or combined with Personal Information, suchAnalytics will be considered Personal Information for purposes of this PrivacyPolicy.
Informationthat we automatically collect in connection with your access or use of ourServices may include:
DeviceInformation: We may collect Device-specific information (such as hardwaremodel, operating system version, unique Device identifiers, and mobile networkInformation, including your mobile phone number). We may associate your Deviceidentifiers or mobile phone number with your Alchemy Sciences account.
LogInformation: We may record or log information from your Devices, theirsoftware, and your activity accessing or using our Services. This informationmay include:
The Device'sInternet Protocol ("IP") address
Identificationnumbers associated with your Devices
Device eventinformation, such as crashes, system activity, and hardware settings
Date and timestamps of transactions
Otherinteractions with our Services
[Information onYour Device: We may collect Personal Information contained on your Device (forinstance your geolocation data) where you give us explicit permission to do so.
InformationCollected Through Cookies and Similar Technologies
Cookies aresmall files containing a string of characters that we may store on yourcomputer or mobile device when you access the Services. When you access theServices again, the cookies allow us to recognize your browser. Cookies maystore your preferences and other information but cannot read data off your harddisk or read cookie files created by other sites.
Cookies set bya website owner (in this case, Alchemy Sciences) arecalled “first partycookies.”- Cookies set by parties other than the websiteowner are called “thirdparty cookies”. Third party cookies enable us toprovide third party features orfunctionality through the Site (i.e.,advertising, social media functions andanalytics).
The Cookies WeUse
The informationthat we collect with cookies allows us tostatistically analyze usage of theServices, and to improve and customize ourcontent and other offerings. However,we only disclose information collectedwith cookies to third parties on anaggregated basis without the use of anyinformation that personally identifiesyou.
The specifictypes of first party and third-party cookiesplaced by our Services and thepurposes they perform are described in the tablebelow:
How to refuse
These arecookies that are required for the operation of ourServices. They include, forexample, cookies that enable you to log into secureareas of our websites ormake use of e-billing.
These cookiesare strictly necessary to deliver the Site andtherefore cannot be refused. Theycan be deleted or blocked using your browsersettings, however (see How toControl Cookies, below).
Performance andFunctionality Cookies
These are usedto recognize you when you return to ourServices. This enables us to personalizeour content for you and remember yourpreferences (for example, your choice oflanguage or region), but arenon-essential to the performance of our Services.
These cookiescan be deleted or blocked using your browsersettings (see How to ControlCookies, below).
Analytical orCustomization Cookies
These cookiescollect information about how users access andmove through our Services. We usethis information in either aggregate form tohelp us to improve the way ourServices work, or to personalize our Services toyour interests.
These cookiesallow us to integrate social media functionsinto our Services and may also beused for advertising purposes.
These cookiescan be deleted or blocked using your browsersettings (see How to ControlCookies, below). Alternatively, please follow thelinks below to opt-out:Facebook https://www.facebook.com/ads/settings
How to ControlCookies
You canwithdraw consent on the cookies stored on you at anytime, although you may notbe able to use certain features of our Services. Youcan do this by clicking theappropriate opt-out provided in the cookie tableabove or by activating thesettings on your browser that allows you to refuseall or some cookies.
Please followthe links below to helpful information for themost popular browsers:
In addition,you can exercise advertising cookie choices by visiting:
As well ascookies, we use other technologies to recognize and track your use of ourServices. A web beacon (also known as a “tracking pixel” or “clear GIF”) is aclear graphic image (typically a one-pixel tag)that is delivered through a webbrowser or HTML e-mail, typically in conjunction with a cookie.
Web beacons allowsus, for example, to monitor how users move from one page within our websites toanother, to track access to our communications, to understand whether usershave come to our websites from an online advertisement displayed on athird-party website, to measure how ads have been viewed and to improve siteperformance.
Do Not Track("DNT") is an optional browser setting that allows you to expressyour preferences regarding tracking by advertisers and other third parties. Wedo not use technology that recognizes DNT signals from your web browser.
How We UseInformation
We will useyour Personal Information to operate our website and provide our Services,including:
to respond toyour questions, provide related customer services and to administer your AlchemySciences account;
to authenticateyour access to your Alchemy Sciences account;
to communicatewith you about your Alchemy Sciences account and the Services;
to detect andprevent fraud or other abuse of our Services;
to notify youof any changes to our Services;
to monitor andprotect the security of our information, systems and network; or
to ensure thatcontent is presented most effectively for you and your Device.
We may usePersonal Information for the purposes described elsewhere in this PrivacyPolicy and where you have provided your consent if required under theapplicable law;
to offer orimprove our products and services;
How We ShareInformation
We do not shareyour Personal Information with: (1) other financial companies for jointmarketing purposes or (2) any third parties so they can market to you.
We transferyour Personal Information to trusted third parties who provide sufficientguarantees in respect of the technical and organizational security measuresgoverning the processing to be carried out and who can demonstrate a commitmentto compliance with those measures.
We areheadquartered in the United States of America. Your Personal Information willbe accessed by us or transferred to us in the US and will be accessed by ourUS-based employees. If you visit our websites or use our Services from outsidethe US, be aware that your Personal Information will be transferred to, stored,and processed in the US where our servers are located, and our central databaseis operated. By visiting our websites or using our Services, you consent tothis transfer of your Personal Information.
If you do notwish to receive offers or other notices from us in the future, you can"opt out" by contacting us as indicated at the end of this PrivacyPolicy or by following the "unsubscribe" instructions in anycommunication you receive from us. Please be aware that you are not able to optout of receiving communications about your Alchemy Sciences account or relatedtransactions with us.
You must notifyus of any change in your Personal Information by updating your Alchemy Sciencesaccount profile through our Services. Any changes will affect only future usesof your Personal Information.
You can ask uswhether we are storing your Personal Information and you can ask to receive acopy of that Personal Information. Before sending you any Personal Information,we will ask you to provide proof of your identity. If you are not able toprovide proof of your identity, we reserve the right to refuse to send you anyPersonal Information. We will respond as quickly as we can to your requests fordetails of Personal Information we hold about you.
Information YouShare Socially
Our Servicesmay allow you to connect and share your actions, comments, content, andinformation publicly or with friends. We are not responsible for maintainingthe confidentiality of any information you share publicly or with friends.
Our Servicesmay also allow you to connect with us on, share on, and use third-partywebsites, applications, and services. Please be mindful of your personalprivacy needs and the privacy needs of others, as you choose whom to connectwith and what to share and make public. We cannot control the privacy orsecurity of information you choose to make public or share with others. We alsodo not control the privacy practices of third parties. Please contact thosesites and services directly if you want to learn about their privacy practices.
We have, andrequire our third-party service providers that receive Personal Informationfrom us to have, a comprehensive writteninformation security program thatcontains administrative, technical, andphysical safeguards for our respectivephysical facilities and in ourrespective computer systems, databases, andcommunications networks that arereasonably designed to protect informationcontained within such systems fromloss, misuse, or alteration. When your bankaccount information is transmitted via our Services, it will be protected byencryption technology, such as SecureSockets Layer (SSL).
No method ofelectronic transmission or storage is 100% secure. Therefore, we cannotguarantee absolute security of your Personal Information. You also play a rolein protecting your Personal Information. Please safeguard your username andpassword for your Alchemy Sciences account and do not share them with others.If we receive instructions using your Alchemy Sciences account logininformation, we will consider that you have authorized the instructions. Youagree to notify us immediately of any unauthorized use of your Alchemy Sciencesaccount or any other breach of security. We reserve the right, in our solediscretion, to refuse to provide our Services, terminate Alchemy Sciencesaccounts, and to remove or edit content.
Our Servicesare not directed, or intended to be attractive,to children under the age of 18.We do not knowingly collect PersonalInformation from children under the age of18. If you are under the age of 18,do not use our Services or submit any informationto us.
Links toThird-Party Websites